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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 714-267-4438.
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Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Chuck Allen Real Estate
is one of The Top Selling Real Estate Experts™
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Local Chuck Allen Real Estate Business Partners  
Escrow Services
- Leader Escrow - Tracy Perez 714-671-7700
Mortgage Brokers and Lenders
- John Daniher - Wells Fargo Home Mortgage (408) 275-7706 Fax (408) 297-1526 Toll Free 866-789-6167
Title Insurance
- Chicago Title - Lori Tratthen - 714-652-2084
Termite Inspection
- Bug Central (Los Olivos) 714-523-0907
Disclosure Reports
- LGS Reports 800-814-5599
- Be DiscloSure! 800-447-3860
- Property I.D. 800-626-0106 Fax 800-626-3863
Painting, Home Repair, Locks and Misc. Services
- Crest Lock and Key 1927 W. Whittier Blvd. 562-694-1927
- Air Solutions (Los Olivos) Dan Fontes 714-739-5990 714-931-1980 (cell)
- Water Heater Strapping/Smoke Detectors Don Donnelly Pager 714-239-3035 909-688-0164
- Plumbing, Drains, Water Heaters Fred Hernandez 909-923-0377
- La Mirada Glass and Screen 562-941-0614
- Window Cleaning Adagio Window Cleaning 949-413-9583
- Hauling, Clean-Outs, Etc. Mike 714-931-4330
- Electrical - R.C. Electric - Ray Cruz 562-690-7937
- Painting - Jim Case - Office 714-680-3336
Virtual Tours
Carpet Cleaning
- Eddy's Carpet and Upholstery 562-920-0367
Broker Food Trek
- Rich Martin - Fullerton Community Bank 714-306-0591 Fax 714-446-0331
Real Estate Sign Posts
- J&J Sign Co. 714-986-9398 FAX 714-986-9074
Real Estate Appraisers
- Golden State Appraisers - Hiram - 714-990-5554
- John David Wilson 714-974-8900 Fax 714-974-8901
Los Olivos Home Owner Association
- MCMC www.losolivosHOA.org
Notary Public Services
- Mobile Notary Public - Linda Johnson 951-990-6919
- Motor Notary Service - David Meyer 714-225-1874
Legal Services
- John W. Jay, Esq. 949-375-0441
Estate Sales/Personal Property Appraisals
- Nancy Pretty & Associates - 714-526-6057
Property Mgmt/Eviction Services
- Law Offices of David Schonfield
Property Surveyors
- Guida Survey Company - Adam Dalvia 714-508-1114
Financing Your Home >Balloon Mortgages
In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.
Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.
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| Q |
What is the earliest residential building that remains in Manhattan?
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| A |
Fraunces Tavern, built in 1719, is where George Washington delivered his Farewell Address to his officers in 1783. |
 See More Real Estate Trivia > |
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